Retail Credit Underwriter  

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Job Summary

To undertake a credit risk assessment of all non -scored personal lending requests. The role holder will be require to apply the canons of good lending to each proposition and to make recommendations / modifications to the proposal so the request constitutes an acceptable risk to the Bank.

Job Description

Key responsibilities and approximate time split:

RISK ASSESSMENT :90%

Initial check of all applications to ensure that they comply with policy guidelines.
Maintain a diary system to ensure that conditions of sanction are complied with and reviews are done in a timely manner.
Analyse customer financial statements and proposition, making recommendations / modifications to the proposal so the request constitutes an acceptable risk to the Bank.
Monitor workflow.
Generate limit sheets
Monitor clearance of excesses
Contact customers where clarification on the proposal is required. This may take the form of written correspondence or telephone contact(preferably written conrespondence).
Compilation of various returns, as required, through the assimilation of information available within the RRU.
General filing
Adhere to service level agreements.

CONTROL

Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Absa Bank Policies and Standards. Understand and manage risks and risk events (incidents) relevant to the role.

Personal Attributes:

Meeting customer needs.
Personal results.
Managing relationships.
Communication.
Personal Organisation.
Information gathering.
Thoroughness.
Initiative.

Skills required to undertake the role:

Communication skills.
Good interpersonal skills.
Numeracy skills.
Team worker.
Analytical skills.
Knowledge of the Bank’s products, services and policies and/or other specialist knowledge required to undertake the role:

• Basic knowledge of the bank’s customer service standards.
• Good knowledge of the Personal and Business Sector credit policy.
• A good understanding of the bank’s lending policies, principles and procedures.
• A good knowledge of the bank’s lending criteria in the Business and Personal sectors and the products and services relating to them.
• A general knowledge of the International Credit manual, BMIS User manual, Absa loan/Personal Overdraft User manual and Guide to management of risk.

Training likely to assist effectiveness in the role and may have been completed prior to undertaking this role:

Principles of lending.
Basic Risk Management techniques.
Additional details of exceptional aspects of the demands of the role:

EXTENSION FOR EVALUATION PURPOSES

Experience:     
-At least 2 yrs experience in a branch environment particularly Advances/Lending.

Mental Demands / Judgment and Initiative:

Assessment of loan applications in line with Personal Sector credit policy.
Communications:

Percentage of communications demands ((Both spoken and written).

: Staff in own area   60 %.

: Staff outside own area 20%.

: Internal Customers & External Customers 20%.

: Other                0   %.

Qualifications

Business Improvement Orientation (Meets some of the requirements and would need further development), Digital familiarity (Meets all of the requirements), Enabling team success (Meets some of the requirements and would need further development), Experience in a similar environment, Further Education and Training Certificate (FETC) – Business, Commerce and Management Studies, Openness to change (Meets some of the requirements and would need further development), Operational administration (Meets some of the requirements and would need further development), Product and/or Service Knowledge (Meets some of the requirements and would need further development), Quality orientation (Meets some of the requirements and would need further development)

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Chemonics seeks a head of technical for education for an anticipated multi-year, DFID-funded education programme in Tanzania. Shule Bora seeks to improve quality, inclusiveness, and safety of learning for all 11.5 million girls and boys in government pre-primary and primary schools in Tanzania. In addition to providing support to government systems at the national level, Shule Bora will provide additional focused support to an estimated 4.4 million children in nine regions. The head of technical for education will be responsible for the theories of change for each of the four outcome areas (learning, disability, girls’ education, and school safety) and oversee the design, development, and technical quality of project interventions under Component C of the project (Support Tanzanian government to test, adapt and deliver interventions at scale). The position will be based in Dodoma and will require some travel to other parts of Tanzania. The project is expected to start in March 2021 and conclude in March 2027. We are looking for individuals who have a passion for making a

Responsibilities include:

•  Support the team leader in the day-to-day management of the programme as part of the senior management team
• Manage the technical leads based in Dodoma and subcontractors for the four outcome areas: learning, disability, girls’ education, and school safety
• Lead monitoring, evaluation, research, and learning, as well as communications staff, in a matrixed system, with a focus on adaptive management
• Act as the team lead in their absence
• Oversee the design and updates to theories of change for each of the four outcome areas
• Lead the identification, design and development (alongside the independent learning and evaluation service provider) of new intervention proposals under Component C of the project based on evidence and taking into account a “Whole School Development +” approach, considering interventions at the teaching, community, and management levels, as well as the use of data
• Identify technical assistance needs, develop suitable scopes of work, and recruit staff and consultants for new project interventions under Component C
• Oversee staff and consultants delivering specific Component C project interventions and ensure technical quality assurance and improvement; ensuring technical outcomes and deliverables
• Work with other members of the senior management team to provide learning and evidence to the Tanzanian government on how to achieve the outcome areas affordably and at scale, while delivering results and reforms in the outcome areas.
• Work with other members of the senior management team and the Tanzanian government to identify and implement system-level reforms for more effective teaching; school, district and regional planning and management; community engagement; use of data; and reforms relevant to advancing the outcomes for girls’ education, disability, and school safety
• Participate in key strategic reviews of the project
• Work with the senior management team to identify most relevant Tanzanian government partners for design and delivery of project interventions and how much to channel through Tanzanian government budgeting and planning processes
• Work with the senior management team to manage relationships and share learning and insights with DFID and other donor-funded programmes
• Manage communication and agreements with Component C subcontractors; providing monitoring of technical deliverables and compliance with Chemonics and DFID regulations
• Ensure that lessons learned contribute to achievement of payment for results (PforR) and project adaptation
• Manage inputs from subcontractors who are leading on specific outcomes and other elements of the work plan

Qualifications:

• Bachelor’s degree in education, social science, international development, project management, or a related discipline required. Advanced degree in relevant discipline is preferred
• At least eight years of professional experience managing or providing technical oversight for large (£15 million), complex projects in developing countries, including at least four years as a team leader, chief of party, project manager, deputy team leader, or deputy chief of party, ideally for a DFID-funded project
• Experience leading large teams and managing programmes that achieve results, with a focus on adaptive management and technical implementation
• Proven project-management skills, ideally with a project-management qualification
• Experience collaborating and building partnerships with host-country governments, U.K. government agencies, donor agencies, and international organisations
• Extensive knowledge and experience working on donor-funded education programmes
• Experience managing and coaching direct reports
• Experience in Tanzania or East Africa required
• Demonstrated leadership skills, versatility, and integrity

Application instructions:

Please apply through httpsss://chemonicsuk.formstack.com/forms/tanzania_shule_bora_head_of_technical.

No telephone inquiries, please. Only finalists will be contacted.

Chemonics is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, political affiliation, sexual orientation, gender identity, marital status, disability, genetic information, age, membership in an employee organization, or other non-merit factors.

Chemonics values the protection of your personal data. If you are in the European Union, please read our EU Recruiting Data Privacy Notice to learn how we process personal data. You may access the notice via the following link: httpsss://chemonics.com/eu-recruiting-data-privacy-notice/.

CLICK HERE TO APPLY

Head of government support  

Chemonics seeks a head of government support for an anticipated multi-year, DFID-funded education programme in Tanzania. Shule Bora seeks to improve quality, inclusiveness, and safety of learning for all 11.5 million girls and boys in government pre-primary and primary schools in Tanzania. In addition to providing support to government systems at the national level, Shule Bora will provide additional focused support to an estimated 4.4 million children in 9 regions. The head of government support will lead the programme’s support to the government of Tanzania to implement the PforR mechanism (Component B) in a timely and effective manner, as well as support the team leader in national-level coordination with the government of Tanzania. The position will be based in Dodoma and will require some travel to other parts of Tanzania. The project is expected to start in March 2021 and conclude in March 2027. We are looking for individuals who have a passion for making a difference in the lives of people around the world.

Responsibilities include:

• Support the team leader in the day-to-day management of the programme as part of the senior management team
• Lead the team focused on delivering Component B of the programme
• Support the Ministry of Education Science and Technology (MoEST) and President’s Office Regional and Local Government (PO-RALG) in overall programme management including general management, education sector and resource planning, quality assurance, and internal monitoring and reporting
• Ensure performance against all Tanzanian government Development Linked Indicators (DLIs)
• Update the Programme Operations Manual annually
• Ensure analysis and capacity building in planning and resource allocation, including mathematical modelling
• Support the Tanzanian government in coordination within the education sector
• Support development of the Enabling Education Management Information Systems development (EMIS) and operations, including QA annual census; annual Education Sector Performance Report (ESPR) and Basic Education Statistics for Tanzania (BEST)
• Provide public financial management (PFM) and fiduciary risk mitigation expertise
• Conduct capacity building gap analysis and interventions (mentoring/coaching) for the government of Tanzania
• Oversee lessons learned documentation and communication
• Support the Tanzanian government to share and roll out lessons and best practices from interventions delivered in the nine focus regions as part of Component C.
• Work with the senior management team to support the DLI independent verification teams (IVT) from an independent learning and evaluation service provider
• Work with the senior management team to support the Tanzanian government to build awareness, understanding, and support of the education sector payment for results (PforR) mechanism at the regional and local levels
• Identify technical assistance needs, develop suitable scopes of work and recruit staff and consultants for new project interventions under Component B
• Contribute to the design and updates of the Theories of Change for each of the four outcome areas: learning, disability, girls’ education, and school safety
• Work with the senior management team to provide learning and evidence to the government of Tanzania on how to achieve outcomes affordably and at scale, enabling achievement of PforR targets
• Coordinate closely with the senior management team to ensure that successful pilots in the regions are scaled up at the national level and inform education policy and planning
• Work with the senior management team to identify and implement system-level reforms for more effective teaching; school, district, and regional planning and management; community engagement; use of data; and reforms relevant to advancing the outcomes for girls’ education, disability, and school safety
• Support the SMT to identify and design new project interventions under Component C of the project (support the Tanzanian government to test, adapt and deliver interventions at scale) based on evidence
• Manage monitoring, evaluation, research, and learning, as well as communications staff in a matrixed system, with a focus on adaptive management
• Take part in key strategic reviews of the project
• Act as the team lead as required
• Lead national-level liaison with the Tanzanian government, including MoEST, PO-RALG, the Ministry of Finance and Planning (MoFP), the President’s Office for Public Sector Management (PO-PSM), the Tanzania Institute of Education (TIE), and the National Examinations Council of Tanzania (NECTA)
• Coordinate with the senior management team to identify the most relevant Tanzanian government partners for design and delivery of project interventions and decide how to channel through Tanzanian budgeting and planning processes
• Work with other members of the SMT to manage relationships with DFID and other donor-funded programmes
• Meet Component B performance targets and complete deliverables outlined in the programme contract in a timely manner, offer value for money, and follow DFID and Chemonics regulations and procedures
• Work with the team lead in programme work planning, budgeting, performance management, risk management, monitoring and evaluation, and strategic communications
• Manage communication and agreements with component subcontractors and provide monitoring of technical deliverables
• Ensure that lessons learned from the implementation of the PforR mechanism are well-documented and communicated

Qualifications:

• Experience of and ability to collaborate and build partnerships with host-country governments, UK government agencies, donor agencies, and international organisations; existing strong relationships with Tanzanian government and other key stakeholders strongly preferred
• At least eight years of professional experience managing or providing technical oversight for large (£15 million), complex projects in developing countries, including at least four years as a team leader, chief of party, project manager, deputy team leader, or deputy chief of party, ideally for a DFID-funded project
• Record of thinking and working politically and navigating complex political environments. Ability to apply systems thinking
• Experience in education sector and resource planning; quality assurance; monitoring, evaluation, research, and learning; EMIS and other data management and analysis systems and operations; PFM and FRM; institutional capacity building gap analysis and interventions (mentoring/coaching); and/or supporting partner governments on PforR mechanisms
• Knowledge and experience working on donor-funded education programmes
• Experience leading large teams and managing programmes that achieve results, with a focus on adaptive management and technical implementation
• Proven project-management skills, ideally with a project management qualification
• Excellent written and oral communication skills
• Experience in Tanzania or East Africa is required
• Demonstrated leadership, versatility, and integrity

Application instructions:

Chemonics is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, political affiliation, sexual orientation, gender identity, marital status, disability, genetic information, age, membership in an employee organization, or other non-merit factors.

Chemonics values the protection of your personal data. If you are in the European Union, please read our EU Recruiting Data Privacy Notice to learn how we process personal data. You may access the notice via the following link: httpsss://chemonics.com/eu-recruiting-data-privacy-notice/.

CLICK HERE TO APPLY

The Desert Locust Control Organization for Eastern Africa (DLCO-EA) is a Regional Organization established by an International Conven­tion signed by the Governments of Djibouti, Eritrea, Ethiopia, Kenya, Somalia, South Sudan, Sudan, Tanzania and Uganda. Our mandate is to control Migratory Pests in the Region namely Desert locusts, Quelea birds, Armyworms and Tsetse flies. The Organization invites applications to fill the positions of Director and Aircraft Engineers. The applicants must be nationals of the contracting Member States.

Established by International Convention signed by the Governments of Djibouti, Eritrea, Ethiopia, Kenya, Somalia, South Sudan, Sudan,Tanzania, Uganda and registered with the United Nations.

HEADQUARTERS: ADDIS ABABA, ETHIOPIA

Job Title: Aircraft Engineer/ Head of Safety

Job classification: Professional Staff/General
Terms of Appointment: 3 years Contract (Renewable)
Salary and Benefits: A competitive Salary and benefits package will be offered according to the Organization’s salary structure.

Summary of Duties & Responsibilities:

The Head of Safety is responsible for the implementation and maintenance of an effective safety management system. Among other things, the Head of safety is responsible for developing the safety policy of the Organization, communicate the safety policy throughout the Organization; review the safety policy to ensure it remains relevant and appropriate to the Organization; and ensure safety promotion throughout the Organization.

Minimum Qualifications:

• A technically qualified person in the field of aircraft maintenance or flight operations;
• At least five years’ experience in the field of aircraft maintenance or flight operations;
• Shall have knowledge to fulfill and perform safety audit tasks as required by regulation;
• Must have successfully completed training in safety management systems course recognized by the Authority;
• Ability to work in harmony with people of different nationalities and cultural backgrounds is essential;
• Age 35-55 years

Job Title: Aircraft Engineer/Head of Quality

Job Classification: Professional Staff
Terms of Appointment: 3 years Contract (Renewable)
Salary and Benefits: A competitive Salary and benefits package will be offered according to the Organization’s salary structure.

Summary of Duties & Responsibilities:

The Head of Quality shall be responsible for monitoring the Approved Maintenance Organization (AMO) compliance with Regulations and coordinating the activities required to meet these standards.

Minimum Qualifications:

• A licensed maintenance engineer.
• At least five years’experience in the field of aircraft maintenance of which three years should have been acquired in a quality department;
• Must have successfully completed training in quality management course recognized by the Authority.
• Ability to work in harmony with people of different nationalities and cultural backgrounds is essential.
• Age 35-55 years

Job Title: Director

Job Classification: Professional Staff
Terms of Appointment: 3 years Contract Renewable once)
Duty Station: Addis Ababa, Ethiopia
Salary and Benefits: A competitive Salary and Benefits package will be offered according to the Organization salary structure.

Duties & Responsibilities:

• Working under the Governing Council of Ministers, the Director shall be the Principal Executive Officer responsible for the overall policy direction and operations of the Organization. The duties of the Director shall be those necessary to ensure the discharge of the main functions of the Organization which include:
• Aerial surveys and control of mandated migrant pests
• Operational research programmes and activities focusing on the control of migrant pests, pesticide use and safety
• Coordination of the information flow and forecasting upsurges of the migrant pests; and
• Staff development.

The Director shall also be responsible for:

• The transmission by means of periodic reports to Contracting States, to the Food and Agriculture Organization of the United Nations and to any other official body considered appropriate by the Council, of full information on the nature of the locust infestations and other mandated pests, the progress of research and the operation of control measures within the Region;
• The maintenance of full cooperation with other Organizations concerned with the general directives of the Council;
• The collection of the contributions of Contracting States;
• The maintenance of the Organization’s Financial Accounts

QUALIFICATIONS REQUIRED:

• A Master of Science (M.Sc.) Degree in Agriculture or related field from a recognized University. An earned PhD will be an added advantage/preferable.
• Postgraduate training in Business Administration /
• Working experience of not less than 10 years in a senior level Management in a related discipline.
• Proven ability to work in harmony with people of different nationalities and cultural backgrounds is highly desirable.
• Age 40-55 years

How to apply:
To apply visit our Website “www.dlco-ea.org” and download the Application Form under “News and Events/Vacancies and Announcements”. Interested applicants should fill the prescribed form and submit together with a cover letter, detailed CV, copies of Certificates and Testimonials within 30 days after publication of the Advert to:

The Director
DLCO-EA
P.O.
Box 4255
Addis Ababa
Ethiopia.
Email: [email protected]

Copy to:
OR [email protected] / [email protected] / [email protected]

DLCO-EA Registry
Gurd Shola
CMC Road – during Office hours (8.00 a.m to 4.30pm)
Addis Ababa.

OR Deliver by hand to:
DLCO-EA Registry
Gurd Shola
CMC Road – during Office hours (8.00 a.m to 4.30pm)
Addis Ababa.

OR Deliver by hand to:
The respective Country DLCO-EA Base Station
The Base Manager,
DLCO-EA
P.O.BOX 593,
ARUSHA
TANZANIA.

Deadline: 27th July, 2020

Power Providers is currently looking for a Stores and Procurement Manager to join our operations team.
About Power Providers
Power Providers is one of the leading renewable energy providers in Tanzania. Power Providers was established in 2007 in order to develop an energy specific market niche. With over thirteen years of experience, a range of internationally recognised best-brand products and a well-established support structure, we are well positioned to offer flexible, reliable energy solutions that are uniquely tailored to the requirements of customers across Tanzania and Eastern Africa.

Power Providers employ skilled professionals who are trained to understand the unique energy needs of each customer we work with, and who specialize in designing and installing specific solutions for each of our clients. In addition, Power Providers employs highly motivated support staff in order to run a smooth operation. All employees at Power Providers strive to create a fun, hard-working, and results-oriented environment. Power Providers aims to be an equal opportunity employer that promotes an inclusive workplace.

The position
The Stores and Procurement Manager is required to take a flexible approach to the development of their role– so as to ensure role effectiveness and appropriate job satisfaction. The Stores and Procurement Manager will play a proactive role and should have sufficient experience with appropriate management practices to be able take a leading role in the development of the department. As a Stores and Procurement Manager you will ensure that all materials and tools for our installations are prepared in an organized, neat and timely fashion. You will have an in-depth experience of the processes involved in the procurement and importation of quality goods from outside of Tanzania You ensure our stores are clean, organized, and correspond to our recorded stock levels at all time with associated reporting. You ensure every transaction made is being recorded in our inventory management system.

Requirements
Power Providers is looking for a Stores and Procurement with at least the following qualifications:
At least a Bachelor Degree in Procurement, Logistics, Supply Chain Management, Warehouse Management or similar with good grades
At least 4 years experience within stores management, procurement or a related field
Experience with an inventory management software package
Ability to work in a concentrated, meticulous and precise manner
Ability to manage priorities and to work to tight deadlines
Good knowledge and skills in Microsoft Excel / Microsoft Word
Good spoken and written English
Driver license class D

Applicants with below qualifications get bonus points:
Experience and/or interest in renewable energy
Driver license class E

Benefits
The package which Power Providers offers includes:
an attractive salary in line with your qualifications and experience
working in a enthusiastic, driven and inspiring work environment
lunch and medical cover

Application
Applicants are invited to submit their application by completing the following two steps:
1) Fill out the application form which is accessible by clicking on the following link:
httpsss://docs.google.com/forms/d/e/1FAIpQLSdAU1zOXKNTiWQMSYEoqVTEGiQioAr0Ze7S2H9aFJooXJeZFw/viewform

2) Send an email to [email protected]
with subject “Application for Stores and Procurement”. In your email please attach:
Curriculum Vitae
Cover Letter
Professional certificates
Certificates of service
Contact details (including email and phone number) of at least three professional references

Please note that:
All candidates who fill out the application form will receive a response
Applications which are sent by regular mail (post) will not be considered
Applicants who only sent an e-mail (and did not fill out the application form) will not be considered
The deadline for submission is (July 6th 2020) at 12:00. A follow-up round will be scheduled for the following week

About Us
Coast Mart Supermarket is located in the heart of Kibaha, in a new modern building with its
1,200 square meters meets the different needs of customers with entire departments
dedicated to fresh, healthy and all other products. A store that represents a real
concentrate of quality, freshness and above all enhancement of all products to meet
customers need’s.
In order to enhance our efficiency the company seeking to hire qualified and competent
candidates for the following position:

JOB TITLE: SALES OFFICER/SHELVE’S KEEPER (SUPERMARKET)

JOB LOCATION: PLOT NO 302, BLOCK B, KIBAHA TOWN (OPPOSITE CRDB BANK)
COMPANY NAME: KARAFU ENTEPRISES LIMITED

RESPONSIBILITIES AND DUTIES

• Greeting customers who enter the supermarket.
• Assisting shoppers to find the goods and products they are looking for.
• Stocking shelves with merchandise.
• Answering queries from customers.
• Reporting discrepancies and problems to the supervisor.
• Giving advice and guidance on product selection to customers.
• Dealing with customer refunds.
• Keeping the shelves tidy and clean.
• Working within established guidelines, particularly with brands.
• Attaching price tags to merchandise on the supermarket floor.
• Responsible for security within the store and being on the lookout for shoplifters and etc.
• Keeping up to date with special promotions and putting up displays.
•  Keeping the supermarket inventory records and ensuring the minimum stock requirement is maintained.
• Regularly replenishing and refilling the inventory that is for sale on the supermarket shelves.
• Checking the expiry dates, labels, tags and quality of the goods shelved in the supermarket.
• Ensuring that the goods stacked on the shelves complies with the standards of the supermarket and that they are not damaged.
• Coordinating the work processes with the sales teams and other store departments.
• Efficiently following all the tasks delegated by the supervising authority.

PERSONAL SKILLS REQUIRED

• Having a friendly and engaging personality.
• Comfortable working with members of the public.
• Should have a confident manner.
• Must be helpful and polite.
• Should be physically fit as they will be on their feet for most of the day and may be required to lift large amounts of stock.
• You should have a comprehensive understanding of your area of sales i.e. retail, Fast
• Moving Consumer Goods, sports equipment etc.
• Able to work as part of a sales and shelves keeper team.
•  Should be of a smart appearance and articulate.

QUALIFICATION AND EXPERIENCE

• Management experience in a supermarket.
• Certificate/Diploma in Business management/Bachelor Degree in Business management/further relevant education and/or training a plus. Combination of education, training and/or experience will be considered.
• Computer skills: Proficiency with Microsoft Office (Word, Excel) any software and Internet applications required.

HOW TO APPLY
Only qualified candidate should send their CV and Cover letter to [email protected]

Only shortlisted candidates will be contacted through their emails addresses or phone call for next step.